Hello, let's start your quote.

Who would you like to insure?

{{#foreach: RiskTypes }} {{/foreach}}

Your responses must be correct for each pet, horse or rider you wish to insure.

What is your {{Animal | lowercase}}'s name?
Have multiple pets? You can add more later.
Does {{NameHint}} need cover for any injury or condition they've had within the last 2 years?
This is known as a pre-existing condition. We consider a condition to be pre-existing if {{NameHint}} showed any signs or symptoms of it before your cover start date, whether they needed treatment previously or not.
{{#if PolicyType() === 'pet' }} {{/if}} {{#if PolicyType() === 'horse' && IsStandardHorse() }} {{/if}} {{#if PolicyType() === 'horse' && IsMatureHorse() }} {{/if}}
{{#if $parent.HasPreExisting() === 'true' && $parent.SelectedPolicy()}}

We are unable to provide cover for pre-existing conditions.

We consider a condition to be pre-existing if {{NameHint}} showed any signs or symptoms of it before your cover start date, whether they needed treatment previously or not. We can cover for any pre-existing conditions which have been treatment and symptom free for more than 2 years.

Would you like to continue without cover for pre-existing conditions?
{{/if}}
Try and be as accurate as possible. If you are unsure, put in your best guess.
What breed is {{NameHint}}?
Pedigree: a {{Animal | lowercase}} with parents from the same breed.
Crossbreed: a {{Animal | lowercase}} with parents from two different breeds.
{{#if $parent.RiskType() === "cat" }}
Moggie: a {{Animal | lowercase}} with no particular breed.
{{/if}} {{#if $parent.RiskType() === "dog" }}
Mixed breed: a mongrel or a {{Animal | lowercase}} with parents from three or more breeds.
{{/if}}
{{#if $parent.RiskType() === "dog" }}

We will not cover any dog that is crossed or mixed with an excluded or banned breed

{{/if}} {{#if $parent.RiskType() === "cat" }}

We will not cover any cat that is crossed or mixed with an excluded or banned breed

{{/if}}
{{#if BreedIsExcluded() === true}}

Unfortunately, there are some breeds that we do not cover and this includes the {{DominantBreed}}.

This also applies where the {{DominantBreed}} is part of a crossbreed or a mixed breed.

Start new quote
{{/if}}
{{#if BreedType() === 'mongrel'}}
{{/if}} {{#if BreedIsExcluded() === false}}
Did you pay or make a donation for {{NameHint}}?
{{#if PurchasePrice() > 6000}}

Please note, you will only be insured up to the maximum level as shown in your policy wording.

{{/if}}
{{#if PolicyType() === 'pet' || PolicyType() === 'horse'}}
You will not be covered for accidents within the first 2 days or illnesses starting within the first 14 days of your cover start date.
You will not be covered for accidents within the first 2 days of your cover start date.
{{/if}} {{#if PolicyType() === 'rider'}} {{/if}}
{{#if PolicyType() === 'pet'}} {{/if}} {{#if PolicyType() === 'horse' && IsStandardHorse() }} {{/if}}
{{/if}}
{{#if AmEditingRiskType() && !SelectedRider()}}

Next, your details

{{/if}} {{#ifnot AmEditingRiskType() && !SelectedRider()}}

Your personal details

{{/ifnot}}
Can't find address? {{#if ShowManualAddressFields}} Search by postcode {{/if}} {{#ifnot ShowManualAddressFields}} Enter address manually {{/ifnot}}
{{#if !AmEditingRiskType()}}
{{#if AmEditingRiskType() && !SelectedRider()}}

Next, your details

{{/if}} {{#ifnot AmEditingRiskType() && !SelectedRider()}}

Your personal details

{{/ifnot}}
Can't find address? {{#if ShowManualAddressFields}} Search by postcode {{/if}} {{#ifnot ShowManualAddressFields}} Enter address manually {{/ifnot}}
{{/if}}
{{#if MarkedFreeze() === 'true' && $root.SelectedPolicy()}}

Unfortunately we are unable to provide cover for {{NameHint}} if they have been declared, or freeze marked as 'loss of use'.

If you are unsure if they have or not or have a question regarding this, please contact us.

Start new quote
{{/if}}
{{#if PolicyType() === 'pet' || PolicyType() === 'horse'}}
You will not be covered for accidents within the first 2 days or illnesses starting within the first 14 days of your cover start date.
You will not be covered for accidents within the first 2 days of your cover start date.
{{/if}} {{#if PolicyType() === 'rider'}} {{/if}}
{{#if PolicyType() === 'pet'}} {{/if}} {{#if PolicyType() === 'horse' && IsStandardHorse() }} {{/if}}

Based on your horse's age, this quote will be for our Standard Horse policy.

Our Standard Horse Policy covers horses between from 30 days to 20 years old and is a Time Limited policy. This means each new condition is covered for 12 months – as long as you renew your policy.

Based on your horse's age, this quote will be for our Mature Horse policy.

Our Mature Horse Policy covers horses over the age of 20 years and is a Time Limited policy that covers your horse in the event of accidental injury.

This means each new accidental injury is covered for 12 months – as long as you renew your policy.

We’ll provide cover for each new accidental injury up to £2000. There is an excess of £125 for every new condition, which is payable each policy year.

Does {{NameHint}} need cover for any injury or condition they've had within the last 2 years?
This is known as a pre-existing condition. We consider a condition to be pre-existing if {{NameHint}} showed any signs or symptoms of it before your cover start date, whether they needed treatment previously or not.
{{#if PolicyType() === 'pet' }} {{/if}} {{#if PolicyType() === 'horse' && IsStandardHorse() }} {{/if}} {{#if PolicyType() === 'horse' && IsMatureHorse() }} {{/if}}
{{#if $parent.HasPreExisting() === 'true' && $parent.SelectedPolicy()}}

We are unable to provide cover for pre-existing conditions.

We consider a condition to be pre-existing if {{NameHint}} showed any signs or symptoms of it before your cover start date, whether they needed treatment previously or not. We can cover for any pre-existing conditions which have been treatment and symptom free for more than 2 years.

Would you like to continue without cover for pre-existing conditions?
{{/if}}

If your horse is a cross breed, please choose the most prominent breed. If your breed is not in the list please call us on 0344 557 0300 as we may still be able to insure your horse.

{{#if IsStandardHorse() }} {{/if}} {{#if IsMatureHorse() }} {{/if}}

This is your horse's current height. If your horse grows, please get in touch with us to update this information each year.

 

Colts will need to be gelded (castrated) by the age of 3 as we do not provide cover for stallions. If you do purchase a policy for a colt, you'll need to notify us when your horse is gelded

If you are unsure, please add your best guess.

Choose the amount of cover you would like

Our Standard Horse Policy is a Time Limited policy. This means each new condition is covered for 12 months – as long as you renew your policy.

Our Mature Horse Policy covers horses over the age of 20 years and is a Time Limited policy that covers your horse in the event of accidental injury.

This means each new accidental injury is covered for 12 months – as long as you renew your policy.

We’ll provide cover for each new accidental injury up to £2000. There is an excess of £125 for every new condition, which is payable each policy year.

Along with hacking, we’ll cover you if your horse develops a condition that means they’re permanently, physically unable to do the activity chosen.

This only covers riders aged 18 to 75. We'll cover riders aged 5-18 if they are a member of your immediate family. Riders over 65 will need to provide a certificate from their doctor to confirm they are fit to ride.

{{#if AmEditingRiskType() && !SelectedRider()}}

Next, your details

{{/if}} {{#ifnot AmEditingRiskType() && !SelectedRider()}}

Your personal details

{{/ifnot}}
Can't find address? {{#if ShowManualAddressFields}} Search by postcode {{/if}} {{#ifnot ShowManualAddressFields}} Enter address manually {{/ifnot}}
{{#if: RideOtherPeoplesHorses() === 'false'}}

Unfortunately our rider policy only covers those who are riding horses they do not own or have on loan.

If you own or have a horse on loan, you can get rider cover for yourself when you take out our Horse Insurance cover.

Along with providing cover for riders and the cost of vet fees our horse insurance cover also allows you to add other extra benefits.

{{/if}}
These are known as pre-existing medical conditions.
{{#if $parent.HasPreExisting() === 'true'}}

Unfortunately, we are unable to provide cover for pre-existing conditions.

If the person to be covered by the rider policy has a pre-existing condition you’ll still be able to take out rider insurance with us, however we will not cover treatment for this or any related condition. Any pre-existing conditions will be excluded from your policy.

Would you like to continue without cover for pre-existing conditions?
{{/if}}
{{#if PolicyType() === 'pet' || PolicyType() === 'horse'}}
You will not be covered for accidents within the first 2 days or illnesses starting within the first 14 days of your cover start date.
You will not be covered for accidents within the first 2 days of your cover start date.
{{/if}} {{#if PolicyType() === 'rider'}} {{/if}}
{{#if PolicyType() === 'pet'}} {{/if}} {{#if PolicyType() === 'horse' && IsStandardHorse() }} {{/if}}

Young rider's details

{{#if AmEditingRiskType() && !SelectedRider()}}

Next, your details

{{/if}} {{#ifnot AmEditingRiskType() && !SelectedRider()}}

Your personal details

{{/ifnot}}
Can't find address? {{#if ShowManualAddressFields}} Search by postcode {{/if}} {{#ifnot ShowManualAddressFields}} Enter address manually {{/ifnot}}
{{#if showBackAndContinueOnDetailsPage()}}
{{#if (SelectedPolicy() && SelectedPolicy().IsSaved()) || Policies().length > 1 || !AmEditingRiskType()}} {{/if}} {{#if SelectedPolicy() && SelectedPolicy().PolicyType() !== 'horse'}} {{/if}} {{#if SelectedPolicy() && SelectedPolicy().PolicyType() === 'horse'}} {{/if}} {{#if !AmEditingRiskType()}} {{/if}}
{{/if}}

Insurance and accident history

{{#if SelectedPet() && SelectedPolicy()}}

Now, let’s find the right cover for {{SelectedPet().Name}} Thank you for choosing our {{SelectedPolicy().CoverLevel()}} policy

Answering the next questions will help you decide the level of cover you may need and what you can afford.

Please carefully review the below questions to ensure you've chosen the correct policy to meet your needs. Should you change the answers below, different levels of cover will be displayed.

Please note that pre-existing conditions aren’t covered, unless they have been treatment and symptom free for more than 2 years.

We consider a condition to be pre-existing if your pet showed any signs or symptoms of it before your cover start date, whether they needed treatment previously or not.

Pre-existing conditions are excluded from all types of cover, unless they have been symptom and treatment free for more than 2 years.

Select the minimum amount of cover you would like per condition

{{#if ShowRelevantPetProducts()}}

Based on the answers you gave us, {{SelectedPet().ShowSingleProduct() ? 'this policy' : 'these policies'}} may meet your needs.

{{SelectedPet().ShowSingleProduct() ? 'This policy gives' : 'All these policies give'}} you free vet video consults 24/7/365 through the Joii app.
£{{SelectedPet().GetPremium('Assure') | decimal}} /month
or £{{SelectedPet().GetPremium('Assure') * 12 | decimal}} annually
Lifetime
Assure
Annual Condition Limit
N/A
Lifetime Condition Limit
Unlimited
Annual Policy Limit
£3,000
Vets Excess
£99
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£600
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£600
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£2,000
If your pet goes missing or is stolen.
£600
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,000
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£600
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£600
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£2,000
If your pet goes missing or is stolen.
£600
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,000
£{{SelectedPet().GetPremium('Assure Plus') | decimal}} /month
or £{{SelectedPet().GetPremium('Assure Plus') * 12 | decimal}} annually
Lifetime
Assure Plus
Annual Condition Limit
N/A
Lifetime Condition Limit
Unlimited
Annual Policy Limit
£5,000
Vets Excess
£99
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£1,200
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£1,200
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£2,000
If your pet goes missing or is stolen.
£1,200
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£2,000
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£1,200
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£1,200
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£2,000
If your pet goes missing or is stolen.
£1,200
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£2,000
£{{SelectedPet().GetPremium('Basic Plus') | decimal}} /month
or £{{SelectedPet().GetPremium('Basic Plus') * 12 | decimal}} annually
Time Limited
Basic Plus
Annual Condition Limit
£1,000
Lifetime Condition Limit
N/A
Annual Policy Limit
£4,000
Vets Excess
£99
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£500
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£500
A dog walker or pet minder, because you are in hospital.
If your pet needs urgent medical care abroad.
£750
If your pet goes missing or is stolen.
£500
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£500
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£500
A dog walker or pet minder, because you are in hospital.
If your pet needs urgent medical care abroad.
£750
If your pet goes missing or is stolen.
£500
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
Please note: you'll need to pay any additional costs for claims over £1,000. See representative vet fees claim example.
£{{SelectedPet().GetPremium('Max Value') | decimal}} /month
or £{{SelectedPet().GetPremium('Max Value') * 12 | decimal}} annually
Max Benefit
Max Value
Annual Condition Limit
N/A
Lifetime Condition Limit
£1,000
Annual Policy Limit
N/A
Vets Excess
£99
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£500
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£500
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£1,500
If your pet goes missing or is stolen.
£500
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,000
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£500
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£500
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£1,500
If your pet goes missing or is stolen.
£500
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,000
Please note: you'll need to pay any additional costs for claims over £1,000. See representative vet fees claim example.
£{{SelectedPet().GetPremium('Super') | decimal}} /month
or £{{SelectedPet().GetPremium('Super') * 12 | decimal}} annually
Lifetime
Super
Annual Condition Limit
£1,000
Lifetime Condition Limit
Unlimited
Annual Policy Limit
N/A
Vets Excess
£99
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£500
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£500
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£1,500
If your pet goes missing or is stolen.
£500
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,000
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£500
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£500
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£1,500
If your pet goes missing or is stolen.
£500
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,000
Please note: you'll need to pay any additional costs for claims over £1,000. See representative vet fees claim example.
£{{SelectedPet().GetPremium('Prime') | decimal}} /month
or £{{SelectedPet().GetPremium('Prime') * 12 | decimal}} annually
Time Limited
Prime
Annual Condition Limit
£2,000
Lifetime Condition Limit
N/A
Annual Policy Limit
£7,000
Vets Excess
£99
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£750
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£750
A dog walker or pet minder, because you are in hospital.
If your pet needs urgent medical care abroad.
£1,000
If your pet goes missing or is stolen.
£750
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,000
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£750
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£750
A dog walker or pet minder, because you are in hospital.
If your pet needs urgent medical care abroad.
£1,000
If your pet goes missing or is stolen.
£750
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,000
£{{SelectedPet().GetPremium('Max Plus') | decimal}} /month
or £{{SelectedPet().GetPremium('Max Plus') * 12 | decimal}} annually
Max Benefit
Max Plus
Annual Condition Limit
N/A
Lifetime Condition Limit
£2,000
Annual Policy Limit
N/A
Vets Excess
£99
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£750
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£750
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£2,000
If your pet goes missing or is stolen.
£750
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,000
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£750
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£750
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£2,000
If your pet goes missing or is stolen.
£750
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,000
£{{SelectedPet().GetPremium('Superior') | decimal}} /month
or £{{SelectedPet().GetPremium('Superior') * 12 | decimal}} annually
Lifetime
Superior
Annual Condition Limit
£2,000
Lifetime Condition Limit
Unlimited
Annual Policy Limit
N/A
Vets Excess
£99
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£750
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£750
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£2,000
If your pet goes missing or is stolen.
£750
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,000
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£750
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£750
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£2,000
If your pet goes missing or is stolen.
£750
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,000
£{{SelectedPet().GetPremium('Accident') | decimal}} /month
or £{{SelectedPet().GetPremium('Accident') * 12 | decimal}} annually
Accident Only
Accident
Annual Condition Limit
£2,500
Lifetime Condition Limit
£15,000
Annual Policy Limit
N/A
Vets Excess
£99
Additional benefits
If your pet injures someone or damages their property.
If your pet dies or is put to sleep.
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
A dog walker or pet minder, because you are in hospital.
If your pet needs urgent medical care abroad.
If your pet goes missing or is stolen.
Advertising & Reward.
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
Additional benefits
If your pet injures someone or damages their property.
If your pet dies or is put to sleep.
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
A dog walker or pet minder, because you are in hospital.
If your pet needs urgent medical care abroad.
If your pet goes missing or is stolen.
Advertising & Reward.
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£{{SelectedPet().GetPremium('Prime Plus') | decimal}} /month
or £{{SelectedPet().GetPremium('Prime Plus') * 12 | decimal}} annually
Time Limited
Prime Plus
Annual Condition Limit
£4,000
Lifetime Condition Limit
N/A
Annual Policy Limit
£10,000
Vets Excess
£99
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£1,000
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£1,000
A dog walker or pet minder, because you are in hospital.
If your pet needs urgent medical care abroad.
£1,500
If your pet goes missing or is stolen.
£1,000
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,500
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£1,000
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£1,000
A dog walker or pet minder, because you are in hospital.
If your pet needs urgent medical care abroad.
£1,500
If your pet goes missing or is stolen.
£1,000
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,500
£{{SelectedPet().GetPremium('Max Extra') | decimal}} /month
or £{{SelectedPet().GetPremium('Max Extra') * 12 | decimal}} annually
Max Benefit
Max Extra
Annual Condition Limit
N/A
Lifetime Condition Limit
£4,000
Annual Policy Limit
N/A
Vets Excess
£99
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£1,000
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£1,000
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£2,000
If your pet goes missing or is stolen.
£1,000
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,500
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£1,000
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£1,000
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£2,000
If your pet goes missing or is stolen.
£1,000
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,500
£{{SelectedPet().GetPremium('Superior Plus') | decimal}} /month
or £{{SelectedPet().GetPremium('Superior Plus') * 12 | decimal}} annually
Lifetime
Superior Plus
Annual Condition Limit
£4,000
Lifetime Condition Limit
Unlimited
Annual Policy Limit
N/A
Vets Excess
£99
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£1,000
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£1,000
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£2,000
If your pet goes missing or is stolen.
£1,000
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,500
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£1,000
Transport costs if your pet needs treatment at another vet or hospital.
If your pet needs to go into a cattery or kennel because you’re in hospital.
£1,000
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£2,000
If your pet goes missing or is stolen.
£1,000
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£1,500
£{{SelectedPet().GetPremium('Prestige') | decimal}} /month
or £{{SelectedPet().GetPremium('Prestige') * 12 | decimal}} annually
Lifetime
Prestige
Annual Condition Limit
£6,000
Lifetime Condition Limit
Unlimited
Annual Policy Limit
N/A
Vets Excess
£99
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£1,500
Transport costs if your pet needs treatment at another vet or hospital.
£200
If your pet needs to go into a cattery or kennel because you’re in hospital.
£1,500
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£2,000
If your pet goes missing or is stolen.
£1,500
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
£750
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£2,500
Additional benefits
If your pet injures someone or damages their property.
£2m
If your pet dies or is put to sleep.
£1,500
Transport costs if your pet needs treatment at another vet or hospital.
£200
If your pet needs to go into a cattery or kennel because you’re in hospital.
£1,500
A dog walker or pet minder, because you are in hospital.
£100
If your pet needs urgent medical care abroad.
£2,000
If your pet goes missing or is stolen.
£1,500
Advertising & Reward.
£200
If your pet causes accidental damage in someone else’s home.
£750
If you need to cancel or cut short a holiday because your pet needs urgent medical care.
£2,500
What our customers are saying about Animal Friends

You've chosen a Accident Only policy for {{Name}}

You've chosen {{IDDAnnualPolicyLimit() === 'true' ? 'an' : 'a'}} {{CoverLevel}} policy for {{Name}}

This product meets the demands and needs of someone wanting help paying vet bills for injuries caused by accidents only. If one accident causes multiple injuries, we don’t pay a separate vet fee limit for each injury, we pay it once for all the injuries linked to that accident. You won’t be covered for any illnesses even as a result of an accident and there are no additional benefits to this product. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.

This product meets the demands and needs of someone wanting help paying vet bills for accidents and short-term illnesses, but not for ongoing treatment lasting more than 12 months. This product may not provide full coverage against vet fees but is likely to provide a contribution towards the cost of a claim. Our Time Limited pet insurance policies offer cover for accidents, illnesses and conditions which start after the policy begins. Your pet will be covered for 12 months from the date that the condition is first noticed by you or your vet. The annual limit in your schedule is the most we’ll pay in total each year for all conditions. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs. Please make sure that you have read the sections providing information on excess payments so that you know what you will have to pay towards any claim, as well as the section on exclusions to see whether there are any illnesses or conditions that are not covered.

This product meets the demands and needs of someone wanting help paying vet bills for treatment until the condition limit is used for that accident, illness or condition. This product may not provide full coverage against vet fees but is likely to provide a contribution towards the cost of a claim. Our Max Benefit pet insurance policies offer cover for accidents, illnesses and conditions. Your product does not have an annual limit, which means you can claim for an unlimited number of different conditions or injuries in the same year. Instead, your product offers a per condition limit, which means you have a set amount to spend on each injury, illness or condition. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.

This product meets the demands and needs of someone wanting help paying vet bills for long-term and short-term treatment until the annual policy limit is reached. The annual policy limit is reinstated at each renewal. Our Lifetime pet insurance policies offer cover for accidents, illnesses and conditions and could provide ongoing cover for these as long as you continue to renew your policy. This Lifetime product has an annual limit which refreshes upon annual renewal. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.

This product meets the demands and needs of someone wanting help paying vet bills for long-term and short-term treatment until the annual condition limit is used for that accident, illness or condition each year. Our Lifetime pet insurance policies offer cover for accidents, illnesses and conditions and could provide ongoing cover for these as long as you continue to renew your policy. This Lifetime product has an annual condition limit which refreshes upon annual renewal.

{{Name}}'s insurance and accident history

If you have a rescue {{Animal}} and don’t know their history, answer No for the questions below.

  • had a legal claim made against them?
  • attacked, bitten or been aggressive towards someone?
  • shown any aggressive tendencies?

We may remove or restrict Public Liability cover as a result of a change in {{Name}}'s temperament.

{{/if}} {{/if}} {{#if SelectedHorse()}}

Quote for {{AgeCategory}} Horse cover

{{#with SelectedPolicy}}
{{monthlyPremium}}
{{annualPremium}}
Cover chosen Excess
{{question}} {{coverChosen}} {{excess}}
{{/with}}

You can add up to 4 more riders.

  • Riders must be under the age of 75 years
  • Any riders aged between 5 and 18 years old must be immediate family.
  • Those over 65 will need to provide a certificate from their doctor to confirm they are fit to ride.

We ask this information to be able to add any exclusions to the policy and to ensure you are fit to ride.

{{/if}} {{#if SelectedRider()}}

Quote for {{CoverLevel}} Rider cover

{{#with SelectedPolicy}}
{{monthlyPremium}}
{{annualPremium}}
Cover chosen Excess
{{question}} {{coverChosen}} {{excess}}
{{/with}}

* Please refer to the Policy Booklet for more information on this benefit.

{{#if CoverLevel() === "Young"}}

Insurance and accident history

{{/if}} {{#if CoverLevel() === "Standard"}}

Insurance and accident history

{{/if}}
{{/if}}
{{#if RiskType() == 'cat' || RiskType() == 'dog'}}

Information about your policy

{{#if YearsOld() < CoPaymentAge()}}When {{NameHint}} reaches {{CoPaymentAge}},{{/if}} {{#if YearsOld() >= CoPaymentAge()}}As {{NameHint}} is {{CoPaymentAge}} or over{{/if}} you will need to pay a co-payment of 20% for each claim. This is in addition to the excess, and will be deducted from the policy limit.

As your {{Animal}} reaches {{CoPaymentAge}}, a co-payment is payable. The co-payment is 20% of the claim amount that you’ll have to pay, in addition to the excess. This happens because as your pet gets older, the chance you’ll need to make a claim increases.

Here is an example based on a policyholder’s first claim for £800 to cover vet fees, which was assessed and accepted in full:

Amount of claim
£800
You pay:
Excess
£99
20% co-payment
£140.20
Total payable by you
£239.20
Animal Friends will pay
£560.80
{{#ifnot IsLifetimeCover()}}
If you switch insurance providers, it may result in pre-existing conditions being excluded from your new policy.
{{/ifnot}}
You will not be covered for accidents within the first 2 days of your cover start date.
You will not be covered for accidents within the first 2 days or illnesses starting within the first 14 days of your cover start date.
Pre-existing conditions aren’t covered, unless they have been treatment and symptom free for more than 2 years. We don’t cover any pre-existing chronic conditions; for example, diabetes, arthritis and epilepsy.
Premiums may increase at renewal. The rise is likely to be caused by ever-increasing veterinary costs, as the sophistication and cost of treatment rises.

We've made the following assumptions

You're a UK resident and the owner and keeper of {{NameHint}} and that {{Sex() == 'Male' ? 'he' : 'she'}} lives at your UK address.
You agree to keep us informed of any changes that could affect the policy.
{{#if $parent.RiskType() === 'dog'}}
{{NameHint}} does not fall within our excluded breeds list and that {{Sex() === 'Male' ? 'he' : 'she'}} is not a working dog, used for hunting/shooting or in any trade or business, now or in the future.
{{/if}} {{#if $parent.RiskType() === 'cat'}}
{{NameHint}} does not fall within our excluded breeds list.
{{/if}}
{{NameHint}} will also not be used for breeding, whether for monetary gain or not, now or in the future.
{{/if}} {{#if RiskType() == 'horse'}}

Important information

You will not be covered for accidents within the first 2 days or illnesses starting within the first 14 days of your cover start date.
You will not be covered for accidents within the first 2 days of your cover start date.
We won’t cover any claims for activities not covered by this policy.
Premiums may increase at renewal. The rise is likely to be caused by ever-increasing veterinary costs, as the sophistication and cost of treatment rises.
You are responsible for making sure you have an up-to-date horse passport. If your horse does not have a valid passport this could invalidate your insurance. We won’t cover claims if your horse isn’t microchipped in line with UK law. We may ask to see your horse’s passport to check details of their microchip.
{{#if DocumentsRequired()}}

You’ll need to send us:

A copy of the loan agreement within 14 days of taking out this cover.
A copy of the vetting documentation within 14 days of taking out this cover.
The chassis number of your trailer.
A doctor’s certificate to confirm you are fit to ride as you are over 65 years old.
A doctor’s certificate to confirm {{firstName}} {{lastName}} is fit to ride as they are over 65 years old.
{{/if}}

We've made the following assumptions

You accept that we shall not provide cover for any pre-existing conditions that have needed treatment within the last 2 years.
You accept that we reserve the right to apply an exclusion to your policy if you noticed something was wrong with your horse before you took out the policy. We also may not cover a condition if a vet says it needs treatment and you don't get treatment or you delay getting it.
Before starting every ride you and any named riders will always wear a riding hat. We won’t pay claims if you injure yourself while not wearing a riding hat, unless you have a good reason, and we agree to it beforehand. If you do not always wear a riding hat, please contact us on 0344 557 0300 to discuss your circumstances.
You are resident in the United Kingdom.
You are the person who is responsible for {{Name}}'s care. For example, you are the owner and keeper of {{Name}} or you are the loanee of {{Name}}.
You agree to keep us informed of any changes that could affect the policy.
{{/if}} {{#if RiskType() == 'rider'}}

Important information

You agree to keep us informed of any changes that could affect the policy.
{{#if CoverLevel() === "Standard"}} We won’t cover claims if you’re injured while doing any activity not covered by this policy. Please view the activities in the policy booklet below. {{/if}} {{#if CoverLevel() === "Young"}} We won’t cover claims if {{NameHint}} is injured while doing any activity not covered by this policy. Please view the activities in the policy booklet below. {{/if}}
Premiums may increase at renewal due to claims history and increases to the costs of medical treatment, legal fees and emergency vet treatment.
{{#if CoverLevel() === "Standard"}} We reserve the right to apply an exclusion to your policy if we learn of any pre-existing conditions you have, that you did not tell us about when you took out this policy. {{/if}} {{#if CoverLevel() === "Young"}} We reserve the right to apply an exclusion to your policy if we learn of any pre-existing conditions which affects {{NameHint}}'s' ability to ride or control a horse. {{/if}}

We've made the following assumptions

{{#if CoverLevel() === "Standard"}} It’s important you make sure you’re being safe when you go horse riding. Before starting your ride, you should make sure you’re wearing a riding hat. We won’t pay claims if you injure yourself while not wearing safety equipment, unless you have a good reason, and we agree to it beforehand. {{/if}} {{#if CoverLevel() === "Young"}} You should make sure the young rider is being safe when they go horse riding. Before starting a ride, they should be wearing a riding hat. We won’t pay claims if they injure themselves while not wearing safety equipment, unless they have a good reason, and we agree to it beforehand. {{/if}}
You {{#if CoverLevel() === "Young"}} and {{NameHint}} {{/if}} are resident in the United Kingdom.
{{#if CoverLevel() === "Standard"}} You are riding horses which you do not own or have on loan. {{/if}} {{#if CoverLevel() === "Young"}} {{NameHint}} is riding horses which you or the young rider do not own or have on loan. {{/if}}
{{/if}}

Documents you must read before you purchase the product

Review your policy

{{#if Policies().length == 1}}
£{{MonthlyPremium | decimal}}/month
£{{AnnualPremium | decimal}}/annual
{{Name}}
{{(PolicyType() == 'rider' ? CoverLevel() + ' Rider' : CoverLevel())}}
{{#if PolicyType() != 'rider'}}
{{AgeInYearsAndMonths}}
{{Breed}}
{{#if PolicyType() != 'horse'}}
£99
{{#if CoPayment}}
{{CoPayment}}
{{/if}} {{/if}} {{/if}}
{{InceptionDt}}
{{#if PolicyType() === 'pet'}}
What this policy covers.

This product meets the demands and needs of someone wanting help paying vet bills for injuries caused by accidents only. If one accident causes multiple injuries, we don’t pay a separate vet fee limit for each injury, we pay it once for all the injuries linked to that accident. You won’t be covered for any illnesses even as a result of an accident and there are no additional benefits to this product. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.

This product meets the demands and needs of someone wanting help paying vet bills for accidents and short-term illnesses, but not for ongoing treatment lasting more than 12 months. This product may not provide full coverage against vet fees but is likely to provide a contribution towards the cost of a claim. Our Time Limited pet insurance policies offer cover for accidents, illnesses and conditions which start after the policy begins. Your pet will be covered for 12 months from the date that the condition is first noticed by you or your vet. The annual limit in your schedule is the most we’ll pay in total each year for all conditions. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs. Please make sure that you have read the sections providing information on excess payments so that you know what you will have to pay towards any claim, as well as the section on exclusions to see whether there are any illnesses or conditions that are not covered.

This product meets the demands and needs of someone wanting help paying vet bills for treatment until the condition limit is used for that accident, illness or condition. This product may not provide full coverage against vet fees but is likely to provide a contribution towards the cost of a claim. Our Max Benefit pet insurance policies offer cover for accidents, illnesses and conditions. Your product does not have an annual limit, which means you can claim for an unlimited number of different conditions or injuries in the same year. Instead, your product offers a per condition limit, which means you have a set amount to spend on each injury, illness or condition. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.

This product meets the demands and needs of someone wanting help paying vet bills for long-term and short-term treatment until the annual policy limit is reached. The annual policy limit is reinstated at each renewal. Our Lifetime pet insurance policies offer cover for accidents, illnesses and conditions and could provide ongoing cover for these as long as you continue to renew your policy. This Lifetime product has an annual limit which refreshes upon annual renewal. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.

This product meets the demands and needs of someone wanting help paying vet bills for long-term and short-term treatment until the annual condition limit is used for that accident, illness or condition each year. Our Lifetime pet insurance policies offer cover for accidents, illnesses and conditions and could provide ongoing cover for these as long as you continue to renew your policy. This Lifetime product has an annual condition limit which refreshes upon annual renewal.

{{/if}} {{#if PolicyType() === 'rider'}}
You've chosen a {{CoverLevel()}} Rider policy.

The product covers the named Young Rider to ride horses that they or the Policyholder do not own or have on loan. It provides cover for accidents which happen while riding as well as cover if the horse they are riding injures someone or is injured or dies. Emergency vet fees are also covered straight after the accident for the horse being ridden.

This product meets the demands and needs of someone aged between the ages of 18 and 75 who wants cover to ride horses that they do not own or have on loan. It provides cover for accidents which happen while riding as well as cover if the horse you are riding injures someone or is injured or dies. Emergency vet fees are also covered straight after the accident for the horse you are riding.

{{/if}} {{#if PolicyType() === 'horse'}}
You've chosen a {{AgeCategory()}} Horse policy.

This product meets the demands and needs of someone looking for cover towards vet fees for treating accidents, illnesses and conditions for their horse. Your horse will be covered for 12 months after the condition is first noticed by yourself or your vet, so this could mean when symptoms first arose or when an accident happened. This product is for someone who owns a horse and looks after it for more than 50% of the time. There are a range of optional benefits that you can choose to add to your policy to provide additional cover. Please review the details on this schedule carefully to ensure that this policy meets your demands and needs.

This product meets the demands and needs of someone looking for cover towards vet fees to treat accidental injuries for their horse once it is over 20 years of age. It doesn’t cover any illnesses or diseases they might have. Your horse will be covered for 12 months from the date the accident happened. This product is for someone who owns a horse and looks after it for more than 50% of the time. There are a range of optional benefits that you can choose to add to your policy to provide additional cover. Please review the details on this schedule carefully to ensure that this policy meets your demands and needs.

{{/if}}
My details
{{FullName}}
{{EmailAddress}}
{{DaytimeTelNo}}
{{#if Line1}}{{Line1}}
{{/if}} {{#if Line2}}{{Line2}}
{{/if}} {{#if Line3}}{{Line3}}
{{/if}} {{#if Line4}}{{Line4}}
{{/if}} {{PostCode}}
{{/if}} {{#if Policies().length > 1}}
{{#foreach SortedPolicies}}
{{(PolicyType() == 'rider' ? RiderFirstName() : Name())}}: £{{MonthlyPremium | decimal}}/month
{{Name}}
{{(PolicyType() == 'rider' ? CoverLevel() + ' Rider' : CoverLevel())}}
{{#if PolicyType() != 'rider'}}
{{AgeInYearsAndMonths}}
{{Breed}}
{{#if PolicyType() != 'horse'}}
£99
{{#if CoPayment}}
{{CoPayment}}
{{/if}} {{/if}} {{/if}}
{{InceptionDt}}
{{#if PolicyType() === 'pet'}}
What this policy covers.

This product meets the demands and needs of someone wanting help paying vet bills for injuries caused by accidents only. If one accident causes multiple injuries, we don’t pay a separate vet fee limit for each injury, we pay it once for all the injuries linked to that accident. You won’t be covered for any illnesses even as a result of an accident and there are no additional benefits to this product. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.

This product meets the demands and needs of someone wanting help paying vet bills for accidents and short-term illnesses, but not for ongoing treatment lasting more than 12 months. This product may not provide full coverage against vet fees but is likely to provide a contribution towards the cost of a claim. Our Time Limited pet insurance policies offer cover for accidents, illnesses and conditions which start after the policy begins. Your pet will be covered for 12 months from the date that the condition is first noticed by you or your vet. The annual limit in your schedule is the most we’ll pay in total each year for all conditions. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs. Please make sure that you have read the sections providing information on excess payments so that you know what you will have to pay towards any claim, as well as the section on exclusions to see whether there are any illnesses or conditions that are not covered.

This product meets the demands and needs of someone wanting help paying vet bills for treatment until the condition limit is used for that accident, illness or condition. This product may not provide full coverage against vet fees but is likely to provide a contribution towards the cost of a claim. Our Max Benefit pet insurance policies offer cover for accidents, illnesses and conditions. Your product does not have an annual limit, which means you can claim for an unlimited number of different conditions or injuries in the same year. Instead, your product offers a per condition limit, which means you have a set amount to spend on each injury, illness or condition. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.

This product meets the demands and needs of someone wanting help paying vet bills for long-term and short-term treatment until the annual policy limit is reached. The annual policy limit is reinstated at each renewal. Our Lifetime pet insurance policies offer cover for accidents, illnesses and conditions and could provide ongoing cover for these as long as you continue to renew your policy. This Lifetime product has an annual limit which refreshes upon annual renewal. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.

This product meets the demands and needs of someone wanting help paying vet bills for long-term and short-term treatment until the annual condition limit is used for that accident, illness or condition each year. Our Lifetime pet insurance policies offer cover for accidents, illnesses and conditions and could provide ongoing cover for these as long as you continue to renew your policy. This Lifetime product has an annual condition limit which refreshes upon annual renewal.

{{/if}} {{#if PolicyType() === 'rider'}}
You've chosen a {{CoverLevel()}} Rider policy.

The product covers the named Young Rider to ride horses that they or the Policyholder do not own or have on loan. It provides cover for accidents which happen while riding as well as cover if the horse they are riding injures someone or is injured or dies. Emergency vet fees are also covered straight after the accident for the horse being ridden.

This product meets the demands and needs of someone aged between the ages of 18 and 75 who wants cover to ride horses that they do not own or have on loan. It provides cover for accidents which happen while riding as well as cover if the horse you are riding injures someone or is injured or dies. Emergency vet fees are also covered straight after the accident for the horse you are riding.

{{/if}} {{#if PolicyType() === 'horse'}}
You've chosen a {{AgeCategory()}} Horse policy.

This product meets the demands and needs of someone looking for cover towards vet fees for treating accidents, illnesses and conditions for their horse. Your horse will be covered for 12 months after the condition is first noticed by yourself or your vet, so this could mean when symptoms first arose or when an accident happened. This product is for someone who owns a horse and looks after it for more than 50% of the time. There are a range of optional benefits that you can choose to add to your policy to provide additional cover. Please review the details on this schedule carefully to ensure that this policy meets your demands and needs.

This product meets the demands and needs of someone looking for cover towards vet fees to treat accidental injuries for their horse once it is over 20 years of age. It doesn’t cover any illnesses or diseases they might have. Your horse will be covered for 12 months from the date the accident happened. This product is for someone who owns a horse and looks after it for more than 50% of the time. There are a range of optional benefits that you can choose to add to your policy to provide additional cover. Please review the details on this schedule carefully to ensure that this policy meets your demands and needs.

{{/if}}
Delete {{#if PolicyType() === 'pet'}} {{/if}}
{{/foreach}}
My details
{{FullName}}
{{EmailAddress}}
{{DaytimeTelNo}}
{{#if Line1}}{{Line1}}
{{/if}} {{#if Line2}}{{Line2}}
{{/if}} {{#if Line3}}{{Line3}}
{{/if}} {{#if Line4}}{{Line4}}
{{/if}} {{PostCode}}
{{/if}}

Paperless policy documents

Our mission at Animal Friends is to be kinder to our planet, not only by supporting animal charities around the world but to reduce our carbon footprint and the impact we have on the world's resources.

That's why we want to reduce the amount of paper we use and hope you'll join us in going digital.

Your policy documents

We'll email your policy documents within 24 hours of purchasing your policy.
You can also view your policy details and documents when you register and log into your online account.

We'll email your documents to

{{EmailAddress}}

Still need a paper copy?

We are still able to send paper policy documents if that is better for you.

Your Payment

{{#foreach SortedPolicies}}
{{/foreach}}
{{#if PaymentFrequency() == 'Monthly'}}
12 x monthly payments of

£{{TotalMonthlyPremium | decimal}}

includes {{getQuoteIpt()}}% insurance premium tax

Switch to 1 x annual payment of £{{TotalAnnualPremium | decimal}}

{{/if}} {{#if PaymentFrequency() == 'Annually'}}
1 x annual payment of

£{{TotalAnnualPremium | decimal}}

includes {{getQuoteIpt()}}% insurance premium tax

Switch to 12 x monthly payments of £{{TotalMonthlyPremium | decimal}}

{{/if}}
{{#if PaymentFrequency() == 'Monthly'}}

First Payment

We will not collect a payment today as we need to set up your Direct Debit before we collect the first payment. Please refer to your policy documents for confirmation of your first payment date, as it may result in two payments being collected in the same month.

Direct Debit Guarantee

Please pay Animal Friends Insurance Services Ltd Direct Debits from the account detailed in this instruction subject to the safeguards assured by the Direct Debit Guarantee. I understand that this instruction may remain with Animal Friends Insurance Services Ltd and if so, details will be passed electronically to my Bank/Building Society.

{{/if}}

Cancellation Rights

Cancelling within 14 days - You can cancel your policy within 14 days of the start date and we’ll give you a full refund – as long as we haven’t paid a claim.

Cancelling after 14 days - If you cancel after 14 days of the start date – and we haven’t paid a claim – we’ll refund you for any time left on your policy. We may charge a small admin fee to cover our costs.

How can we keep you updated?

We’d like to share pet advice, veterinary support from Joii Pet Care, our charity updates, news and promotions connected to pet health.

Select all that apply:

{{#if PaymentFrequency() == 'Monthly'}} {{/if}}
What our customers are saying about Animal Friends

Review your policy details

{{#if PolicyType() == 'pet' }} {{/if}} £{{MonthlyPremium | decimal}}/month
£{{AnnualPremium | decimal}}/annual
{{Name}}
{{(PolicyType() == 'rider' ? CoverLevel() + ' Rider' : CoverLevel())}}
{{#if PolicyType() != 'rider'}}
{{AgeInYearsAndMonths}}
{{Breed}}
{{#if PolicyType() == 'pet' }} {{/if}} {{#if PolicyType() != 'horse'}}
£99
{{#if CoPayment}}
{{CoPayment}}
{{/if}} {{/if}} {{/if}}
{{InceptionDt}}
{{#if PolicyType() === 'pet'}}
You've chosen an Accident Only policy for {{Name}}
You've chosen {{IDDAnnualPolicyLimit() === 'true' ? 'an' : 'a'}} {{CoverLevel}} policy for {{Name}}

This product meets the demands and needs of someone wanting help paying vet bills for injuries caused by accidents only. If one accident causes multiple injuries, we don’t pay a separate vet fee limit for each injury, we pay it once for all the injuries linked to that accident. You won’t be covered for any illnesses even as a result of an accident and there are no additional benefits to this product. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.

This product meets the demands and needs of someone wanting help paying vet bills for accidents and short-term illnesses, but not for ongoing treatment lasting more than 12 months. This product may not provide full coverage against vet fees but is likely to provide a contribution towards the cost of a claim. Our Time Limited pet insurance policies offer cover for accidents, illnesses and conditions which start after the policy begins. Your pet will be covered for 12 months from the date that the condition is first noticed by you or your vet. The annual limit in your schedule is the most we’ll pay in total each year for all conditions. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs. Please make sure that you have read the sections providing information on excess payments so that you know what you will have to pay towards any claim, as well as the section on exclusions to see whether there are any illnesses or conditions that are not covered.

This product meets the demands and needs of someone wanting help paying vet bills for treatment until the condition limit is used for that accident, illness or condition. This product may not provide full coverage against vet fees but is likely to provide a contribution towards the cost of a claim. Our Max Benefit pet insurance policies offer cover for accidents, illnesses and conditions. Your product does not have an annual limit, which means you can claim for an unlimited number of different conditions or injuries in the same year. Instead, your product offers a per condition limit, which means you have a set amount to spend on each injury, illness or condition. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.

This product meets the demands and needs of someone wanting help paying vet bills for long-term and short-term treatment until the annual policy limit is reached. The annual policy limit is reinstated at each renewal. Our Lifetime pet insurance policies offer cover for accidents, illnesses and conditions and could provide ongoing cover for these as long as you continue to renew your policy. This Lifetime product has an annual limit which refreshes upon annual renewal. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.

This product meets the demands and needs of someone wanting help paying vet bills for long-term and short-term treatment until the annual condition limit is used for that accident, illness or condition each year. Our Lifetime pet insurance policies offer cover for accidents, illnesses and conditions and could provide ongoing cover for these as long as you continue to renew your policy. This Lifetime product has an annual condition limit which refreshes upon annual renewal.

{{/if}}
My details
{{FullName}}
{{EmailAddress}}
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Paperless policy documents

Our mission at Animal Friends is to be kinder to our planet, not only by supporting animal charities around the world but to reduce our carbon footprint and the impact we have on the world's resources.

That's why we want to reduce the amount of paper we use and hope you'll join us in going digital.

Your policy documents

We'll email your policy documents within 24 hours of purchasing your policy.
You can also view your policy details and documents when you register and log into your online account.

We'll email your documents to

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Still need a paper copy?

We are still able to send paper policy documents if that is better for you.

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Please note:

All premiums include standard rate insurance premium tax at {{getQuoteIpt()}}%.

Depending on the policy you have selected there may be a waiting period in regards to accidents and illnesses. For more information, please refer to your Policy Schedule.

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