Your Details

* This field is mandatory and must be completed to move on to the next step of your quote


Your Policies

{{Name}} the {{PolicySubType | capitalizeFirstLetter}}

You

Your Rider

{{CoverLevel}}

Rider Cover

£{{MonthlyPremium | decimal}}  (£{{BasePremium | decimal}})

Starts

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Total

Monthly Payment:

£{{TotalMonthlyPremium | decimal}}

Annual Payment:

£{{TotalAnnualPremium | decimal}}

Add a Pet

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Your Pet's Details

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Where your pet is a cross breed select the option which represents the most prominent breed.

If your pet’s breed is not in the list please call us on 0344 557 0300. We may still be able to insure your pet.

Some breeds of dog may not be covered. Please refer to our excluded breeds list which can be found in our policy wording.

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All quotes are valid for 30 days, you may select a date up to 30 days in advance for your policy to start.

You will not be covered for accidents within the first 5 days, or illnesses starting within the first 14 days of your policy start date.

* This field is mandatory and must be completed to move on to the next step of your quote

Please note there is a 14 day waiting period for illness and 5 days for accident

Choose Your Policy

Accident Only

£{{AccidentOnlyPremium | decimal}}
Vets Excess £99 {{CoPayment}}
Public Liability
Transport Costs
Personal Accident
Accidental Damage
Loss by Theft or Straying
Advertising & Reward
Holiday Cancellation
Emergency Boarding Kennel/Cattery Fees
Death of Pet
Holiday Cover
Dog Walker

Basic

£{{BasicPremium | decimal}}
Vets Excess £99 {{CoPayment}}
Public Liability £1m
Transport Costs
Personal Accident
Accidental Damage
Loss by Theft or Straying £350
Advertising & Reward £200
Holiday Cancellation
Emergency Boarding Kennel/Cattery Fees £100
Death of Pet £350
Holiday Cover £500
Dog Walker

Basic Plus

£{{BasicPlusPremium | decimal}}
Vets Excess £99 {{CoPayment}}
Public Liability £1m
Transport Costs
Personal Accident
Accidental Damage
Loss by Theft or Straying £500
Advertising & Reward £200
Holiday Cancellation
Emergency Boarding Kennel/Cattery Fees £500
Death of Pet £500
Holiday Cover £750
Dog Walker

Prime

£{{PrimePremium | decimal}}
Vets Excess £99 {{CoPayment}}
Public Liability £1.5m
Transport Costs
Personal Accident
Accidental Damage
Loss by Theft or Straying £750
Advertising & Reward £200
Holiday Cancellation £1,000
Emergency Boarding Kennel/Cattery Fees £750
Death of Pet £750
Holiday Cover £1,000
Dog Walker

Prime Plus

£{{PrimePlusPremium | decimal}}
Vets Excess £99 {{CoPayment}}
Public Liability £1.75m
Transport Costs
Personal Accident
Accidental Damage
Loss by Theft or Straying £1,000
Advertising & Reward £200
Holiday Cancellation £1,500
Emergency Boarding Kennel/Cattery Fees £1,000
Death of Pet £1,000
Holiday Cover £1,500
Dog Walker

Super

£{{SuperPremium | decimal}}
Vets Excess £99 {{CoPayment}}
Public Liability £1.5m
Transport Costs
Personal Accident
Accidental Damage
Loss by Theft or Straying £500
Advertising & Reward £200
Holiday Cancellation £1,000
Emergency Boarding Kennel/Cattery Fees £500
Death of Pet £500
Holiday Cover £1,500
Dog Walker £100

Superior

£{{SuperiorPremium | decimal}}
Vets Excess £99 {{CoPayment}}
Public Liability £1.5m
Transport Costs
Personal Accident
Accidental Damage
Loss by Theft or Straying £750
Advertising & Reward £200
Holiday Cancellation £1,000
Emergency Boarding Kennel/Cattery Fees £750
Death of Pet £750
Holiday Cover £2,000
Dog Walker £100

Superior Plus

£{{SuperiorPlusPremium | decimal}}
Vets Excess £99 {{CoPayment}}
Public Liability £1.75m
Transport Costs
Personal Accident
Accidental Damage
Loss by Theft or Straying £1,000
Advertising & Reward £200
Holiday Cancellation £1,500
Emergency Boarding Kennel/Cattery Fees £1,000
Death of Pet £1,000
Holiday Cover £2,000
Dog Walker £100

Prestige

£{{PrestigePremium | decimal}}
Vets Excess £99 {{CoPayment}}
Public Liability £2m
Transport Costs £200
Personal Accident £200
Accidental Damage £750
Loss by Theft or Straying £1,500
Advertising & Reward £1,000
Holiday Cancellation £2,500
Emergency Boarding Kennel/Cattery Fees £1,500
Death of Pet £1,500
Holiday Cover £2,000
Dog Walker £100

*Vets Excess - In order to keep premiums low and offer cover for older pets (over 8 years old for dogs and 10 years old for cats) our standard excess is £99 plus a co-payment of 20% of the vet’s fees. An excess of £99 is available online. If you would like an excess of £69 we would be happy to provide a quote, please call 0344 557 0300 to speak to one of our advisors.
**Payment Options - Please note that we only take monthly payments online as Direct Debit transactions. For annual payments you can use Credit/Debit cards or PayPal. We can also take payments over the phone by calling 0344 557 0300.

Tell Us About {{Name}}

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Physical appearance details are important so that we can correctly identify your pet and match them to the policy you have for them.

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This is the actual price that you paid for your pet (to the nearest pound).

If you can’t remember the exact price enter an approximate price paid.

Declaration Questions:

Has your pet been previously insured?

Who was your previous insurer?

Has your pet ever been involved in an accident involving a third party or attacked, bitten or been aggressive towards a person or other animal or has he/she shown any aggressive tendencies?

Please elaborate.

Has an insurer ever declined you for insurance, refused to renew a policy with you, or terminated cover for the pet you wish to insure?

What was the reason?

Important Notice: The terms of cover we will offer you are based on Presumptions we have made about you and your pet. It is essential you read these Presumptions and if they are wrong you must telephone us on 0344 557 0300 so we can confirm the terms on which we will offer you insurance cover.

Your Horse's Details

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All quotes are valid for 30 days, you may select a date up to 30 days in advance for your policy to start.

You will not be covered for accidents within the first 5 days, or illnesses starting within the first 14 days of your policy start date.

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Where your horse is a cross breed select the option which represents the most prominent breed.

If your breed is not in the list please call us on 0344 557 0300, we may still be able to insure your horse.


(Please note: We do not cover the activities of hunting including that of drag hunting and cubbing; point to point racing; flat racing; polo; horse ball or team chasing).

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Veterinary Fees - Illness and Injury (Standard Cover)

We will pay up to the Benefit Limit shown in the Schedule for Treatment and/or for Complimentary Medicine for your horse. The Benefit Limit is applied seperately to every unrelated Injury, Illness or Condition claimed for.

Veterinary Fees - Injury Only (Mature Cover)

We will pay up to the Benefit Limit shown in the Schedule for Treatment and/or for Complimentary Medicine for your horse. The Benefit Limit is applied seperately to every unrelated Injury claimed for.

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Public liability

Where property is damaged or someone is killed, injured or becomes ill as a result of an incident involving your horse and where you are being held legally responsible.

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Horse Trailer

We will pay the Market Value; the Price Paid; or the amount shown in Your Schedule (whichever is the lesser) if Your Horse Trailer is lost, stolen, damaged or destroyed during the Policy Period.

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Saddlery and Tack

We will pay the Market Value; the Price Paid; or the amount shown in Your Schedule (whichever is the lesser) if Your Saddlery and Tack is lost, stolen, or damaged during the Policy Period.

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Personal Accident and Dental Cover

If You are Riding Your Horse and You are killed, injured, or become ill, We will pay up to the Benefit Limit in respect of Bodily Injury, Permanent Blindness, Loss of Limb, Permanent Total Disablement and/or Dental Treatment.

Personal Accident Cover up to £10,000 and Dental Cover up to £750.

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Death of Horse

Death of Horse cover is an optional extra. If you require Death of Horse cover the minimum we can insure your Horse for is £500 up to £6,000 on our Standard Horse policy. If your Horse is 20 years and over , you can only be insured up to £1,500 for accident related death only.

To insure at the value of £4,000 and over, we need a 2 Stage vetting certificate. To insure at the value of £5,000 and over, or to add Loss of Use to the policy we need a 5 Stage Vetting Certificate. The vetting must be valid and no older than 30 days. The original certificate should be sent to us within the first 14 days of cover.

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Permanent Loss of Use (LOU)

We will pay the Market Value; the Price Paid; or the amount shown in Your Schedule (whichever is the lesser) if Your Horse is permanently injured, or becomes ill, and is prevented from taking part in the Activities listed in Your Schedule."

Hacking

* This field is mandatory and must be completed to move on to the next step of your quote

Your horse premium

£{{BasePremium | decimal}}
per month

£{{AnnualBasePremium | decimal}}
per year

Vetting Requirements

Please note the minimum vetting requirements we need are listed below. Ensure you have checked which Veterinary certificate applies to your application. The vetting cetificate must be valid and no older than 30 days. If we do not receive the vetting requirements then your insurance may be invalid.

A BVA mortality certificate for:

All foals aged between 30 days to 1 year

A BVA Stage 5 certificate:

Any horse at the value of £4,500 and over
Loss of use any value (loss of use limited from 4 to 12 years old only)

Note If you own a horse or are its main keeper, you are responsible for making sure you have an up-to-date horse passport so your horse can be identified. If your horse does not have a valid passport this could invalidate your insurance.

* Certificates should be sent to the address shown below and must arrive within the first 14 days of you policy start date. We accept no liability for certificates not received, or lost in transit. You may wish to consider sending these as recorded delivery or some other secure postal method.

Tell Us About {{Name}}

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Physical appearance details are important so that we can correctly identify your horse and match them to the policy you have for them.

Declaration Questions:

Has your horse (pony or donkey) ever suffered any lameness, unsoundness, sprained tendons or ligaments or been fired or de-nerved or has your horse ever received remedial shoeing?

Please enter details below

Has your horse (or pony) ever suffered from any accident, illness, injury or disease, or received any veterinary treatment, or has it suffered from colic, or been operated on for wind or respiratory defects or prolonged periods of coughing?

Please enter details below

Does your horse (pony or donkey) suffer from any vices or behavioural problems?

Please enter details below

Has your horse (pony or donkey) been previously insured. If so, has your horse been the subject of any claim or had any exclusions put on the previous policy or has your horse ever been involved in any accident involving a complaint or claim by any person?

Please enter details below

Has your horse (pony or donkey) been previously declared or freeze marked as "loss of use"?

Please enter details below

Have you or any other person to whom this insurance will apply had any physical defect, infirmity or serious medical condition?

Please enter details below

Have you ever had anything lost, stolen or damaged or had any incidents occur that would have been covered by this policy if it had been in force at the time?

Please enter details below

Has an insurer ever declined you for insurance, refused to renew a policy with you, or terminated cover for the horse you wish to insure?

Please enter details below

Important Notice The terms of cover we will offer you are based on Presumptions we have made about you and your horse. It is essential you read these Presumptions and if they are wrong you must telephone us on 0344 557 0300 so we can confirm the terms on which we will offer you insurance cover.

Choose Your Policy

This policy provides cover for you when riding a horse, which you do not own or have on loan, and provides cover for Personal Accident, Third Party Liability and Custodial Liability plus Emergency Veterinary Fees for the horse you are riding.

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All quotes are valid for 30 days

Please if you would like to change the cover.

£{{YoungPremium | decimal}}
Death £5,000
Dental Treatment £1,500 (£50 excess)
Tuition Fees £2,500
Emergency Vet Fees £1,000 (£100 excess)
£{{StandardPremium | decimal}}
Death £10,000
Dental Treatment £1,000 (£50 excess)
Custodial Liability £2,000 (£50 excess)
Emergency Vet Fees £1,000 (£100 excess)
£{{SuperPremium | decimal}}
Death £20,000
Dental Treatment £1,500 (£50 excess)
Emergency Vet Fees £1,000 (£100 excess)
Custodial Liability £2,000 (£50 excess)

Standard and Super Rider cover applies to you as the named person completing this online application.

Tell Us About You {{FirstName}}

Policy: Standard Rider
Standard Rider cover applies to you as the named person completing this online application.

Policy: Super Rider
Super Rider cover applies to you as the named person completing this online application.

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For our Young Rider cover You must be aged between 5 and 17 years of age.

For our Standard Rider and Super Rider cover options You must be aged between 18 and 75 years of age.

Declaration Questions:

Have you ever had anything lost, stolen or damaged or had any incidents occur that would have been covered by this policy if it had been in force at the time?

Please enter details below

Have you or any other person to whom this insurance will apply had any physical defect, infirmity or serious medical condition?

If yes, please enter details below

Has an insurer ever declined you for insurance, refused to renew a policy with you, or terminated cover for the horse you wish to insure?

If yes, please enter details below

Important Notice: The terms of cover we will offer you are based on Presumptions we have made about you and your pet, horse, pony or young rider. It is essential you read these Presumptions and if they are wrong you must telephone us on 0344 557 0300 so we can confirm the terms on which we will offer you insurance cover.

Final Details

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We record your date of birth along with other details so that we can confirm your identity should you need to contact us at a later date.

Please add a valid phone number in case of any issue regarding your policy.

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We are increasingly providing important information to our customers via SMS text messaging. Providing your mobile number may be a convenient option for you.

* This field is mandatory and must be completed to move on to the next step of your quote

Review and Payment

Your Details

Name:

{{FullName}}

Contact:

  • {{EmailAddress}}
  • {{DaytimeTelNo}}
  • {{EveningTelNo}}

Address:

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Your Policies

{{Name}} the {{PolicySubType | capitalizeFirstLetter}}

You

Your Rider

{{CoverLevel}}

Rider Cover

£{{MonthlyPremium | decimal}}  (£{{BasePremium | decimal}})

Starts

{{InceptionDt | parseDate:'dd-MM-yyyy' | moment:'DD-MM-YY'}}

Total

Monthly Payment:

£{{TotalMonthlyPremium | decimal}}

Annual Payment:

£{{TotalAnnualPremium | decimal}}

Your premium includes a 10% multi pet discount, saving £{{TotalSaving | decimal}} per month.

All premiums include standard rate insurance premium tax at 9.5%.

You will not be covered for accidents within the first 5 days, or illnesses starting within the first 14 days of your policy start date. If you are changing your insurance consider overlapping old and new policies to cover these periods.

Please note that in order to keep premiums low for older pets (dogs over 8 and cats over 10) our excess is £99 plus 20% of the remaining claim. In this way those who don't claim are not paying higher premiums.